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Thousands of American Seniors are taking advantage of these benefits right now but many still don't know about them!
It is no secret the cost of living in America is rising rapidly due to inflation. The skyrocketing costs are felt all around us and many American seniors on fixed incomes are struggling to afford basic needs such as: food shopping, rent, healthcare, household bills, gas and other everyday expenses.
THANKFULLY: Various government programs can offer relief from some of these expenses and can help support American seniors during these stressful times.
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Medicare Advantage Plans May Offer a Monthly Spending Allowance!
Those on Medicare & Medicaid may be eligible to enroll in a Medicare Advantage Dual Eligible Special Needs plan that could Include a monthly spending allowance. Use your Grocery Allowance in participating supermarkets & grocery stores on plan approved items.
We represent: MA, MAPD and Part D Plans for Humana & UnitedHealthcare®
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If you're a senior citizen in the United States looking to get extra help then search no further the following benefits are widely available and you could start receiving some of them from as early as today!
There's a wealth of government-backed housing assistance programs specifically designed to support older adults in the United States.
From rental subsidies to home improvement grants, these programs can make a significant difference in the quality of life for seniors. Here are some of the key housing assistance programs available for seniors:
- Housing Choice Vouchers (Section 8): offers rental assistance that allows seniors to choose their own housing.
- Section 202 Supportive Housing for the Elderly: For very low-income seniors, providing them with options for affordable housing with supportive services.
- Low-Income Home Energy Assistance Program: LIHEAP plays a crucial role in helping seniors manage the costs associated with heating and cooling their homes.
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There are several food programs and benefits available to seniors in the U.S. designed to ensure they have access to nutritious and affordable food. Check these popular programs below:
- Supplemental Nutrition Assistance Program: SNAP, formerly known as food stamps, provides eligible low-income individuals, including seniors, with funds to purchase food.
How to Apply: Applications can be submitted online, by mail, or in person at local SNAP offices. Each state manages its own SNAP program, so check your state’s specific requirements.
- Meals on Wheels: Meals on Wheels delivers nutritious meals to the homes of seniors who are unable to prepare their own meals.
How to Apply: Contact your local Meals on Wheels provider to apply.
- Congregate Meal Programs: These programs offer free or low-cost meals to seniors in community settings such as senior centers, churches, or community centers.
How to Apply: Check with local senior centers or Area Agencies on Aging for information on nearby congregate meal sites.
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Understanding the differences and benefits of Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) can help seniors navigate their options for financial support.
SSI is a federal income supplement program designed to help aged, blind, and disabled individuals who have little or no income. It provides cash to meet basic needs for food, clothing, and shelter.
Benefits:
- Monthly cash payments to eligible individuals.
- Payments are intended to help with basic living expenses.
- The amount received depends on income, living arrangements, and other financial resources.
Eligibility:
- Must be at least 65 years old, blind, or disabled.
- Must have limited income and resources
- U.S Citizen
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SSDI provides financial assistance to individuals who have worked and paid Social Security taxes but are now unable to work due to a disability.
Benefits:
- Monthly cash benefits to disabled individuals and certain family members.
- The benefit amount is based on the disabled person’s earnings record
- Medicare coverage after 24 months of SSDI benefit eligibility
Eligibility:
- Must be under 65 years old and meet the Social Security Administration’s definition of disability.
- Must have sufficient work credits, typically earned by working and paying Social Security taxes for a certain number of years.
- U.S. citizen or lawful permanent resident.
If you're still looking for more then don't fear, additional benefits for many are still available. This article only covered a small portion of what seniors across America can take advantage of. We hope you can find the benefits you deserve that will make life easier!
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